Why Retirement Requires Confirmation (Not Guesswork)
Most people entering their 50s and 60s already have a retirement strategy in place.
This review exists to confirm whether that strategy is coordinated for how income, taxes, and risk will change as retirement approaches.
Why This Review Matters
Retirement Compresses Time
Fewer earning years remain, decisions become harder to undo & errors carry greater consequence.
Income, Taxes, and Protection Overlap
In retirement, income choices affect taxes, & taxes affect everything else - Protection gaps show up faster.
A Simple Strategy Beats Complexity Every Time
A complex plan today may be onerous tomorrow. Set up a plan that works & embrace simplicity over complexity.
The Retirement Readiness Assessment brings these realities into focus. It helps determine whether your current strategy is positioned to hold up under real retirement conditions.
What Your Retirement Strategy is Actually Being Measured Against
This assessment is built on the same Financial Fundamentals framework used across all readiness assessments however with a deeper, more deliberate focus on retirement. It evaluates whether the core pieces of your strategy are aligned to support sustainable income, tax efficiency, and long-term legacy outcomes.
The Retirement Readiness Assessment concentrates on the Optimization pillar, where retirement outcomes are ultimately decided.
Retirement Income Coordination
Reviews how your income sources are expected to work together to support lifestyle, timing, and sustainability.
Tax Strategy Alignment
Reviews whether your retirement income strategy is coordinated with how taxes and Medicare costs will change over time.
Wealth Transfer & Estate Readiness
Reviews how effectively assets, beneficiaries, and legacy intentions are coordinated for control and continuity.